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Loansdirect has a number of premium partners who each apply their own credit criteria to assess loan applications. The interest rates charged on their loans range from a minimum of 22.3% to a maximum of 28%, with payment terms between 7- 72 months.

Representative Example (excluding credit life insurance) of a R50 000 loan over 60 months.

 Maximum Interest RateMinimum Interest Rate
Interest Rate28%22.3%
Loan ValueR50 000R50 000
Term60 months60 months
Total Amount Less CapitalR49 747R39 469
Total AmountR99 748R89 469
Monthly InstalmentR1 662R1 491